Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Related Content The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Global vs. International: What’s the Difference? International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks. Inflation and Your Portfolio Even low inflation rates can pose a threat to investment returns.